managing problem loans & debt restructuring 2025

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A hands-on three-day workshop on recognizing emerging problem transactions and implementing a process for effectively managing and maximizing recoveries.

Banks that effectively manage their non-performing transactions understand the need for a disciplined structured approach to this key issue. This programme specifically addresses the management of non- performing transactions in Asia, Africa & the Middle East.

The workshop will cover fundamental issues and solutions in -

• Why borrowers and investees fail: the well-documented causes of failure, and how they differ from warning signals of impending failure.
• Financial and non-financial warning signals of impending failure
• Effective management of the debt collection process
• What a bank should do when a borrower defaults, or looks like it is about to default, i.e., warning signals of impending failure.
• The six basic strategies available to a bank, how to ‘mix and match’ strategies where appropriate, and how to select the mix of strategies that suits each individual non-performing loan.
• Practical measures in implementing the strategy identified for each non-performing loan and default, including getting the attention of guarantors, directors, sponsors and others.

• 18 - 20 March  2025
• Virtual

• What are key emerging threats and vulnerabilities in banks’ loan portfolios
• Implement the necessary monitoring processes to enable early identification of possible default
• Segregate debt collection activities from management of non-performing loans and apply the appropriate strategy in each instance
• How to take control of identified problem loans & equities before or after default
• Develop an understanding to devise the appropriate blend of strategies for each non-performing loan
• Pro-actively take control of and drive the strategy so as to minimize their bank’s losses on non-performing loans and equities
• New tools & techniques from case studies and exercise drawn from loans and investments with which the presenter has had direct involvement
• Important new insights into internationally acknowledged problem loan management techniques and approaches

Each session will comprise formal presentation on each topic by the presenter, interactive discussion between participants, real-life examples and a range of exercises carefully designed to illustrate the issues under discussion.

• Head of Recovery & Stress Loan
• Managers in Recoveries 
• Head SAMG (Special Asset Management Group)
• All senior and support staff involved in recoveries
• Heads and Managers of corporate finance 
• All senior and support staff involved in corporate finance  
• Lending Managers
• Head Risk & team
• Head Credit & team
• Head Legal & team
• Head Remedial
• Head Credit Risk

Private Sector Operations Department teams, who are required to manage new and existing relationships, identify emerging debt service problems, and to target the portfolio towards quality borrowers and away from potential problem borrowers. This includes front-facing marketing, portfolio management and credit analysis staff.

General Counsel lawyers, who are tasked to ensure that PSOD staff receive appropriate, timely and relevant advice on the management of actual and potential default.